Terms & Conditions

Welcome to Finzorio. By accessing and using our website, tools, and calculators, you agree to follow and be bound by the terms outlined on this page. If you do not agree with any part of these terms, please refrain from using our website.

1. Use of Website and Calculators

Finzorio provides free financial calculators, tools, and articles to help users make informed financial estimates.

• All calculators are free to use for personal, non-commercial, and educational purposes.
• You do not need to create an account or provide personal bank credentials to use our tools.
• You agree to use our website responsibly and not to engage in any activity that disrupts or harms website performance or security.

2. No Financial Advice

The calculations, charts, estimates, and articles on Finzorio are provided for general informational purposes only.

• Outputs from our calculators do not constitute legal, tax, investment, or banking advice.
• Actual loan interest rates, bank fees, tax liabilities, and investment returns will depend on official bank policies, government tax rules, and market conditions.
• We recommend consulting a certified financial planner, tax advisor, or bank representative before making significant financial commitments.

3. Intellectual Property

All content on Finzorio, including website design, logos, calculator tools, code, graphics, and written content, belongs to Finzorio unless otherwise stated. You may not copy, reproduce, sell, or redistribute our content or tools without prior written permission.

4. Prohibited Activities

When using Finzorio, you agree not to:

• Use automated scrapers, bots, or data extraction scripts to scrape website content or calculation logic.
• Attempt to gain unauthorized access to our servers, databases, or website infrastructure.
• Use the website for any unlawful, fraudulent, or harmful purpose.

5. Third-Party Links and Ads

Finzorio may display third-party advertisements (such as Google AdSense) or links to external websites for helpful resources. We are not responsible for the privacy practices, content, or services offered on external websites. Visiting third-party links is at your own discretion.

6. Limitation of Liability

Finzorio strives to ensure that our tools are reliable and accurate. However, we are not liable for any financial losses, errors, delays, or damages arising from your reliance on the calculations or content provided on this website. Users assume full responsibility for verifying financial figures before taking action.

7. Updates to Terms

We may update these Terms & Conditions from time to time to reflect changes in our website features or legal requirements. Continued use of Finzorio after changes are posted means you accept the updated terms.

8. Contact Us

If you have any questions or feedback regarding these Terms & Conditions, please contact us through our Contact Us page.