Understanding Systematic Investment Plan (SIP)

AKASH
May 20, 2026
Investing

What is a Systematic Investment Plan (SIP)?

A Systematic Investment Plan (SIP) is a method of investing a fixed sum of money regularly in mutual funds. SIPs allow you to buy units on a pre-determined date every month, quarter, or week, helping you dollar-cost average your investments and leverage the power of compounding.

Benefits of SIP:

  • Disciplined Investing: Automates your investment habit.
  • Rupee Cost Average: You buy more units when prices are low and fewer when prices are high.
  • Power of Compounding: Reinvested returns grow exponentially over time.